A cancer diagnosis has physical and emotional effects that are evident. A patient experiences exhaustion and weakness, a caretaker feels helplessness and uncertainty. There are tears and fears and then determination- to fight, to survive, to learn, to live more fully. A significant impact of cancer that doesn’t strike a patient and her family with the same immediacy but is altogether as debilitating is the financial element of the disease and its treatment.
I was diagnosed with breast cancer in September of 2024. The diagnosis was a shock. My treatments began promptly, and I discovered it was necessary to spend the week following chemotherapy limiting my outings and sleeping as much as possible. I was plagued by nausea and aches. Not surprisingly, my physical symptoms were accompanied by emotional ones. I lamented the time I forfeited with my family while sleeping the afternoons away. I worried about the burdens I placed on my husband and our extended families. I was determined to fill my good days with adventure and laughter, to learn from the experience, and to work for a cure. Finding the mental fortitude was difficult, but I was certain doing so would help me to heal and inspire the people I most love.
What I did not anticipate was the overwhelming financial impact of cancer. My husband and I paid a great deal into our insurance each month, we worked hard, and by all standards, we had a terrific health plan. And then we began receiving bills: $100 for a doctor visit (I did dozens to get an opinion, a second opinion, and then a plan for treatment), $300 for a test I assumed would be covered, $8000 for one surgery, $6000 for another, and $500 or more for each chemotherapy session. I scoured the bills assuming our insurance provider misunderstood the services I needed and would pay once we cleared up the confusion. Unfortunately, I got an education in insurance, in deductibles and copays, coinsurance, maximums, and in and out of networks. I needed the services, insurance paid what was outlined in our coverage, and after that, thousands of dollars remained that were my responsibility.
I felt guilt beyond description. Holidays were approaching, standard bills for phone, oil, and tv kept arriving, and I couldn’t imagine how we could balance everything. Stretch the Ride provided support for me and my family in a way that was life changing. We provided everyday living bills to Stretch the Ride, and the foundation paid those bills. As Stretch the Ride paid these bills, we were able to dedicate our funds to paying my medical bills, and I was able to dedicate any extra energy I had to spending time with family rather than arranging Promise to Pay Agreements and trying to find services we could do without.
The guilt that had had a stranglehold on me for months lessened, and I was able to enjoy holidays and other days with my family. Stretch the Ride provided a solution for the effect of cancer that couldn’t be seen or felt like the physical and emotional effects but was just as devastating.
I attribute the hope I’ve been able to maintain in my cancer journey to supportive family and friends, knowledgeable doctors and nurses, and foundations like Stretch the Ride that have restored my ability to focus on my fight by taking care of me and my family when I struggle to do so myself. Stretch the Ride truly allowed me to focus on my survival and on living more fully.